Medicare plans, explained plainly.

Pairs with Original Medicare to cover most of what Parts A and B leave behind. No provider networks, predictable costs, and freedom to see any doctor who accepts Medicare.

• See any Medicare-accepting provider, nationwide
• No network restrictions or referrals
• Must be paired with a Part D drug plan
• Higher premium, little to no cost-sharing at the doctor

Bundles medical and prescription coverage into one plan, usually with extras — dental, vision, gym membership, and alternative care such as acupuncture or chiropractic.

• Medical + drug coverage rolled into one plan
• Often includes dental, vision & fitness extras
• Lower premiums in exchange for copays
• Use in-network providers for the lowest cost

Standalone prescription coverage that pairs with Original Medicare or a Supplement. Going without creditable coverage can trigger a lifelong late-enrollment penalty.

• Coverage matched to your medication list
• Pairs with Original Medicare or Medigap
• Avoids the Part D late-enrollment penalty
• We compare formularies and pharmacy costs