Medicare Supplement
Pairs with Original Medicare to cover most of what Parts A and B leave behind. No provider networks, predictable costs, and freedom to see any doctor who accepts Medicare.
People who want predictable out-of-pocket costs and the freedom to see any doctor that accepts Medicare, without networks or referrals.
A Medicare Supplement (Medigap) plan works alongside Original Medicare. After Medicare pays its share, your Supplement plan helps cover the leftover deductibles, copays, and coinsurance — so you're not caught off guard by big bills.
Supplement plans are standardized and predictable. You pay a monthly premium, and in exchange you get stable, nationwide coverage with very little paperwork at the point of care. For folks who travel or split time elsewhere, that freedom matters.
Medicare Advantage
Bundles medical and prescription coverage into one plan, usually with extras — dental, vision, gym membership, and alternative care such as acupuncture or chiropractic.
Part D — Prescription Drugs
Standalone prescription coverage that pairs with Original Medicare or a Supplement. Going without creditable coverage can trigger a lifelong late-enrollment penalty.
These plans are apples and oranges — let's review your specific needs to determine the best fit.
We do not offer every plan available in your area. Currently we represent [NUMBER] organizations which offer [NUMBER] products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.